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Look, after all the surm is sturmed and all the drang is dranged, let me leave you with this:
If you know how to FTP(I think you do...) and this is your first CMS experience, XOOPS would be a very, very good choice. Overall, it is easy to setup and administrate, there are a lot of good modules for it and it is very stable.
It's a great way to get your feet wet. Sadly, the same cannot be said for Joomla, as far as I am concerned. The high granularity of control could very well leave you frustrated and off-put. Also, some of the admin functions are confusing.
Not to say that Joomla is bad, it is just more appropriate for a more experienced admin.
YMMV.
"Tricks and Treachery are the practices of fools, who don't have the brains to be honest"-Bejamin Franklin...