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Thanks for pointing this out. Those of us who use cPanel are aware of this. Also, I should mention, that if your host has not updated their cPanel installation, you may not have the latest version of XOOPS on your site. Check the version number in your cPanel Fantastico Configuration.
One major drawback to installing XOOPS through cPanel that I found was that I was unable or not allowed to install XOOPS into my root directory. This forced me to name a folder called XOOPS (or what ever). For some this is ok, but if you are particular about your layout like me, you may wish to install XOOPS on your own so that you can have it open up when people type www.yourdomain.com instead of yourdomain.com/<folder>
Another problem I should make people aware of is that if you do go with the Fantasico installation, some file permissions are not granted to you, the domain administrator/owner. Fantastico (ala host provider server) becomes the owner of certain files and directories preventing you from applying some (but not all) updated files when the need arises.
One way to circumvent this problem if you should run into it, is that you will have to manually delete the files you wish to upload for updating your XOOPS Installation. If you simply try to overwrite your files, you may get an error, depending on your hosts configuration.
A self install will avoid this minor annoyance as well. Either way, the choice is yours to make, as both methods are equally effective at allowing you to use Xoops.
Btw WikiWonk, The image you are trying to display in this post is in a protected folder and anyone who opens this thread will get a login prompt for .htaccess. You may want to consider editing your post and using a diferent image url, or removing it. Just a heads up.