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What you are asking about is called an "Anchor" tag, with a 'name' attribute....
Works the same as a tradtional link, except that it directs to a specified position on the page it is linking to.
Create your pages and site BEFORE you start banging your head on the HTML wall about your theme. It is fairly apparent that you are not familiar with html/xhtml/css coding. This is not a negative comment, but rather an aknowledgement.
Start by choosing an article module, or another method to create the static html pages you will eventually want to link to. My personal preference is the 'MyPage' method.....but I am also experienced at html coding.
Once you have created the pages that you want, THEN you can address creating links in your footer that will go to the places you need them to go to.
IMHO it is very difficult to concepualize how the footer links work, if you don't have anything yet for them to work with
Any 'decent' theme available freely for xoops, 9.9 times out of 10 has the <$xoops_footer> smarty tag in it. If it doesn't, pick a different theme until you are more familiar with the inner workings of XOOPS and it's themeing and templating system.
Another way of saying that is: XOOPS admin area has a meta tag and footer section added to it specifically for this purpose. Use it. Don't further complicate matters by reinventing the wheel!
Anchor tag information here:
CLICK MEAMS (Article Management System):
CLICK HERESmart Section:
CLICK HEREHappy Xoopsing!