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Okay I figured it out finally (but I have to say it was quite frustrating), for anyone that may come along that seems to have this problem. After making any changes to your templates of a module, then you have to go to the system administration choose modules then choose the module to which you made changes to it's templates then click the update icon.
I'll be quite honest with you folks. I like Xoops, it seems like a very powerfull site system, but the way that it works leaves a lot to be desired. For the people that have been using it for a long time and know it in and out, well....... But for the newbs like myself, it seems very unintuitive, and often leaves me feeling like you have to:
Do step 1 first
Then step 7
Then step 3
Then step 8
Then step 2
Then step 6
etc. etc. etc. Very little seems to have any dicisive order to it.
Oh well, I guess Im going back to bumbling my way though setting this up to my liking.