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Hi lasergazer
First off, welcome to Xoops!
Here's the main diferences I find in those cms's:
Drupal- Streamlined code although no instaltion script so you will have to setup some files and the DB beforehand (not hard just alerting to the fact). The taxonomy ideia can be a little confusing at first but is a very powerfull feature which allows you to group diferent types of data into common groups.
Mambo/Joomla- Without a doubt the most user-friendly and intuitive for a beginner. It's admin menu's are well thought out and graphicly rich. It does however lack in some areas such as assigning permissions to users. It currently uses 3 lebels of users, anonymous, registered and special.
Xaraya- Has some very powerfull features such as true multilanguage support although it's still in beta.
Xoops- Has a long history wich reflects in it's code heritage. It has many powerfull features such as group permissions, user profile fields (in new 2.2) which allows you to create your own customized fields for users, such as address, hobbies, etc. Modules work in their own subcategory which allows you to maintain and edit them in an easier fashion.
The others I haven't tried.
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