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Thanks to all.
Something just occurred to me so I want to probe a little deeper into the philosophy behind how xPayment is expected to interact with this module.
The nature of a transaction with a classified ad portal is different than that of a web store. In a webstore, a PayPal, Google Checkout or other gateway, uses the gateway ID of the store owner, as he/she is the one selling the merchandise.
In a classified ads model, the gateway ID should be that of the person selling the item, which could be any of multiplicity of IDs, a different one for each unique person who sells an item. The gateway(s) can only be configured for one.
So how would that work, or what is the expected operation vision? Do buyers just change the gateway ID manually once they get redirected to PayPal? There are people out there low enough on the "clueless index" who would send the money to the site owner if that is the option given to them, thinking they are paying the seller. So its not idiot proof.
The site should not be the financial middleman unless they are intentionally collecting a service charge. Just interested in comments.