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The inc file isn't the problem. It's straight HTML. Here it is...
<p>
This Website Terms of Use Agreement and Disclaimer of Liability ("this Agreement") governs the use of this Website including the content contained therein ("this Website"). This Agreement is a legal contract between all associated entities
(referred to in this Agreement as the "HOA") and you, the user of this Website (referred to in this Agreement as "User") and your principals as
described below in Section 1. This Website may be used only by persons who have accepted the terms of this Agreement. If you do not intend to accept this
Agreement you should refrain from using this Website in any manner. p>
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