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Thank you very much for the rapid response, just going thru all those links now Tee Hee!! In a nutshell, I go into admin/system/banners but [huge gulp] using "add a new banner" [at the bottom].....
1. Do I have to make myself a new client?
2. Impressions purchased - well, none because I'm broke.
3. Image URL - I can upload and use this, phew.
4. Code HTML - Is this where I insert the change to the existing banner? FE if it is the XOOPS banner, do I re-name my banner as xoops_banner and forget this bit?
I can get my banner up to the admin part of the site, I just cannot seem to be able to insert it onto the home page. I am now a confirmed newbie thicky exclam.