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Nevermind. I did a search for how to do it, and IT WORKED!!
Thanks for the help Dave_L!
For anyone else who may be lost with this problem;
1)Simply create a .txt file using something like notepad or some other text editing software.
2)Enter the information that Dave_L provided:
DirectoryIndex index.php index.html index.htm
Note: You'll have to leave it as htaccess.txt since Windows will not let you name it as needed by the server.
Upload it via an FTP program. I used CuteFTP, and then once it was on my site in the root directory, I renamed it to .htaccess
And now I'm happy! >^_^<
Once again, thanks Dave_L
